Stephen Serulle (sserulle)

What’s going on everyone? I’m a web2 insurance nerd who’s done everything from claims adjuster, recruiter, and manager, all while building out a brand new Learning & Development system for my organization. Looking to grow my network and transition to crypto so feel free to reach out!

• 19 replies
• 13 recasts
• 97 reactions

In traditional insurance, one of the most important metrics is the loss ratio = claims ÷ premiums. Example: Collect $1M in premiums, pay $600k in claims → 60% loss ratio. Too low = maybe overpricing customers. Too high = not sustainable. Sweet spot = ~60–70%. What excites me about on-chain models → loss ratios can be transparent in real time through smart contracts + dashboards. Curious: if you could see an insurer’s performance transparently every day, would it make you more likely to buy coverage or stake capital?

• 1 reply
• 2 recasts
• 6 reactions

Husband duties -> Sandbag work -> *outfit change* -> murph style workout -> pass out -> repeat tomorrow /griv Who can finish 2 rounds of 15 pull-ups, 30 pushups, and 45 squats the fastest? #grindwithgriv #griv

• 2 replies
• 0 recasts
• 6 reactions

Fitness Daily 2: 3 rounds for time (post your time): 1 min of pullups + 30s rest 1 min of pushups + 30s rest 1 min of DB thrusters + 30s rest (no DB? swap for BW squats) 1 min of sit ups + 30s rest I challenge @aus10. Check in with /griv and video yourself if you're up to it!

• 1 reply
• 0 recasts
• 8 reactions