Gabe Einhorn
@gabeeinhorn
Just underwrote a $13.2M mixed-use acquisition in Charlotte, NC. 18K SF of retail + 44 apartments. Retail was 50% vacant. Apartments were stable but under market. Sponsor wanted to minimize equity in, lease up, and refi in 12–18 months. Here’s how we structured the debt: Option 1: 75–80% LTC → Higher rate, tighter covenants Option 2: 70–75% LTC → Mid-rate, faster draw, flexible terms Option 3: 60–65% LTC → Fixed rate, lowest cost, full recourse Each structure fits a different strategy. This one’s still in play, but the sponsor now has a real game plan. Hit me up to talk more about real estate!
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Corbin Page
@corbin.eth
Very cool, love this type of content! I’m from Charlotte originally. How’s the market for mixed use down there compared with other mid size cities?
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69Ⓜ️.degen.eth6️⃣9️⃣
@iq313
Solid breakdown real options for real strategies. Which structure is the sponsor leaning toward?
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Garrett
@garrett
Are you getting a debt placement fee here for doing the underwriting? How are you fitting into this deal?
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VA BUDS 🔵
@allinadazewook
What do you think is the best type of investment property for an average person with one mortgage? Another house to rent out? Townhouse rental? Condo near the beach (airbnb) ? Something else?
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Garrett
@garrett
Love seeing real estate content! Keep it up
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MJC
@mjc716
everyone counting on rates coming down
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Jawa
@jawa
I’m stoked for more real estate discussions here on FC! Thanks for sharing
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Samuel ツ
@samuellhuber.eth
@mleejr :)
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Muhammad Shahbaz 💎Ⓜ️👽
@shahbazbaaz
Just tipycal
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Ayesha Waqas
@ayeshawaqas
Beautiful😍
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SODIQ OLAWALE🎩🥚
@onbloaded
Very cool
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baharak
@bhrk
Thank you for sharing this valuable experience! Choosing different financing options and aligning them with the project’s strategy shows a deep understanding of the real estate market. I hope this project succeeds and meets its goals. I’d be glad to hear more about this topic and your experiences.
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Farahnaz🎩🔵
@itsfarahnaz.eth
Luv the structure
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Abdulkabir Momoh
@iamkabir
Strong underwriting and clear options, this is how you give a sponsor strategic clarity. Matching LTC structure to business plan is everything, especially with lease-up risk and value-add upside in play. Sounds like this deal has legs now that there's conviction behind the plan. Let’s connect, always down to trade notes on creative structuring.
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