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Has a crypto app implemented a solid premium token holding feature 

Example: if you hold X tokens you unlock this and that 

I know @cookiedotfun, @checkr (@tomu) 

Any other examples?

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No better example than $IMF and what @gami.eth has built 

In a nutshell and DYOR - 
$IMF tokens can be deposited and instantly be used a voting power for which coins get access to credit via the protocol + you can borrow  up to 50% against your holdings for USDS

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Holding / depositing a coin unlocks a feature that gives you access to credit and a vote on how to deploy additional credit. 

+ the protocol is still in early days so I can see more features being unlocked as days go on 

But I get what you’re saying & thanks for posing the question 🤙🏽

Hmmm ok but this is a bit different from unlocking new features by holding