My American friends here, I heard that is good to use shredder for bills or payments with credit cards. Does anyone recommend in buying it and do you use it?

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I never shred regular receipts. They don’t have enough personal info. Think of things that have your name and address and anything that’s a bill. Those are the types of things I shred. Think tax documents full of your personal info. Anything with just a name is probably safe but anything with an account number is sensitive.

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Basically it’s all about PII: Personally Identifiable Information. Can someone use the info on a bill or receipt to get into your account?


This used to matter way more when companies printed all this and mailed it. There are new laws where they aren’t supposed to do this. Aka, last 4 of the account number only.

It’s also much more rare that someone will go through your trash looking for a bill to get an account number to try to scam you. Much more likely to have the card number cloned at a restaurant. The US is still super behind and we HAND over our credit cards to people and let them go swipe it out of sight! That’s your last likely vector. There are also machines people stick on top of credit card machines at gas stations.  

The nice thing is, you can’t fake Apple Pay yet, and many many businesses are moving this way.

Thank you Pichi san, I thought only receipts but makes sense a lot now which to shred and not.