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shazow

@shazow.eth

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Future of stablecoin payments that is already possible today but blocked by regulatory uncertainty or regulatory capture: 1. Purchase protections/chargebacks: Shopify, Stripe, etc will happily escrow payments to merchants while collecting yield for the duration. They can mediate, or we can imagine third party mediator oracles (maybe escrow yield goes to mediators, the consumer, or merchant, tbd). 2. "Savings account interest" no longer comes from the custodian, but from the stablecoin itself. It doesn't matter where you hold it. 3. Treasury bill yield added to stablecoin yield. Right now banks have capture over this, but once banks get in on issuing stablecoins, we can imagine the combined yield being even higher. Far higher than what any traditional bank "savings account" could offer. 4. Credit-based stablecoin payments. We can already do this with collateralized loans, but new issuers or merchant platforms can offer additional facilities to customers based on history/autodeposit/custodied balances/etc.
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Mini Apps

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A Farcaster Mini App by shazow.eth

A mini app by shazow.eth.