rachaelsacks.eth
@rachael
Propaganda I will not be falling for: - I need a predatory loan to own a house - I need to be house poor in a recession - I need to have kids NOW - I need a new car when my 10 year old SUV works fine - I need to put money in a 401k instead of crypto.
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Treshy
@treshypearl
Clearly standing on business for the third one cos no one should be pressured into birthing kids. Motherhood isn’t as easy as most people think see it so if you’re not ready then don’t have them!
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Pearleyy
@peepee2
Heavy on 3 and 4
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adrienne
@adrienne
Not disagreeing with anything on your list (esp avoiding predatory anything! and not having to chase new things when you what you have is sufficient! and living your own life on your own time table!), but one thing to add - I’m personally a big fan of tax deferred retirement accounts, so in case people are interested, you can buy crypto ETFs from a retirement account. For example I have an IRA all in IBIT (btc etf)
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tricil
@tricil.eth
we got our house in 2018. still owe a bit on the mortgage of course we got a nice covid refi with an interest rate that’s impossible these days. we may need to sell due to Reasons but it’s a buyer’s market right now, not a good time to list whatsoever
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Elliot Nguyen
@elliot21nguyen
You don’t need to put money in a 401k but it is definitely better to be diversified into both crypto and tradfi. Most of us here are on the younger side so we can take more risks than older people but most also do not have proper risk management and a long-term vision to build a stable financial situation for their future
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Stephan
@stephancill
hard agree
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