someone-build

Every U.S. citizen born from Jan 1, 2025, to Jan 1, 2029, = a $1,000 tax-deferred investment account. 

Parents can add up to $5,000 yearly.

Usable at 18 and taxed at a long-term capital gains rate.

Maybe this is part of some version of UBI 2 decades from now. 

If parents contribute $1k per year over 18 years, and we expect 8% annual returns, that's almost $50k, post tax. 

If the kid doesn't just blow it on traditional higher education, that's a nice bankroll for a good handful of experiments and building something. 

Cost of information will absolutely be at $0 by this time, too.