Let’s say you plan to buy a house in 12-18 months. You have the money for a down payment, but it’s in the market right now (combo of ETFs and individual stocks). 

Do you:
(1) Keep the money in the market but in a more conservative portfolio 
(2) Put the money in a savings account and sit on it
(3) Something else

If I’ve made the money to buy the house from trading and I’m confident I’m questioning why I’m buying a house right now to begin with 

Part of me thinks the home buying narrative as ultimate goal are those that don’t understand wealth creation in other forms

less about wealth creation and more about control

it’s my house, i can renovate it, i don’t have to worry about rent going up, in this case it also means more space and a yard

Def get the control point, but personally I think that comes at a cost of having a tether to a place 

While I’m not traveling around a lot, I like the idea of being able to pick up and go if I want to by breaking a lease or waiting for it to finish 

All about what matters most