reply guys

the difference between accounts that say just pay your home off if you have the means vs the ones who say deposit that cash into a HYSA is immense

Almost unequivocally the people who say pay your home off have far better takes and ultimately far more money - why else would you need you squeeze 1-2% extra on your 1 million dollar home funds unless you were really in a tough spot 

Stop listening to the clowns who tell you not to pay your home off

What finance related opinion will you defend until your last breath?

if you have the means to do so, just buy a house fully in cash instead of getting a mortgage. muh capital efficiency

Sheikh Swampert 🌊

the difference between accounts that say just pay your home off if you have the means vs the ones who say deposit that cash into a HYSA is immense

Almost unequivocally the people who say pay your home off have far better takes and ultimately far more money - why else would you need you squeeze 1-2% extra on your 1 million dollar home funds unless you were really in a tough spot 

Stop listening to the clowns who tell you not to pay your home off

https://x.com/sheikhswampert/status/1934028141862830436?s=46&t=cvL_H_NZ56jlMb21pzo2hQ

Facts. Peace of mind > squeezing out an extra 1.9% APY.
Real wealth isn’t just numbers — it’s freedom from needing to optimize every dollar.