DM if you/someone you know faces this issue (managing multichain balances/liquidity, refilling relayers, etc)
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New additions to @splits:
1) Account statements: filter by date and account(s), and see starting and ending balances, plus net change (w/ exports)
2) Full Tempo support: process revenue, hold assets, pay expenses
More here: splits.org/changelog/ac...
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account statements have landed!
New on @splits: historical portfolio balances
Knowing how your balances change over time is crucial to understanding the financial health of your company, and for bookkeeping.
So today, we’re upgrading our accounting feature: you can now see the starting balance, ending balance, and net change of an account, over any
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A few in flight improvements to @splits:
- Accounting: filtering and summaries (ie starting + end balances, net change).
- Recovery keys can be emails (instead of just EOAs) - h/t @privy on the infra here.
- Exact-output pricing optimizations - meaningful savings for folks moving $$$ between tokens regularly.
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> Being offline yet well-connected is a new luxury.
this feels like a trend.
i sense the days of hyper online are ending, and being offline is going to grow as a status symbol. _and_ that status symbol can't be at odds with your income.
#1 software trend I'm paying attention to in 2026:
Relationship Management
I've seen a rise of apps leveraging AI "personal assistant" experiences that access your contacts, group messages, calendar, etc. to help you nurture relationships that matter and do more things IRL.
Being offline yet well-connected is a new
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Having ideas is easy. Identifying good problems is hard.
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Today @splits is live on Tempo!
Modern banking - shared accounts, payments, yield, automations, invoicing, accounting - now available on Tempo with instant settlement and global availability.
For builders who program money like code: teams.splits.org
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Good reminder that a lot of what we're seeing right now is optimized to look impressive instead of being durable or valuable. Peak shiny object season.
Very different game than building something that lasts. Focus matters more than ever.
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Splits changelog:
1. Automations = deposit addresses that automatically swap and route incoming funds before they hit your accounts
2. Solana sends = send to a Solana address directly from Splits - no need for manual bridge or temporary external account
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“Trustless” is a funny term. Removing *all* trust from a system isn’t desirable or possible.
Zero trust means you’re on your own. That’s an anti-pattern that doesn’t exist in reality. Max trust means you’ve got no control - i.e. the system defines reality.
Every system runs on trust somewhere. So the goal should be t...
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FAQs:
1. What are the fees? No fees.
2. Which networks? EVMs your accounts are active on (eth, base, op, arb, celo, world).
3. How frequently? Runs every 10 mins (with $5 threshold).
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financial ops platform for builders
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It’s pretty cool to see transactions and memos appear a minute or two after sending a telegram message asking Herb to do something.
Increasingly clear to me how x402 fits in…soon this transfer won’t be needed and funds can just come from your shared wallets directly
our @splits openclaw friend, Herbert, created and executed their first txn.
this included:
- accepting an invite (email) to join our team
- adding a passkey and verifying access
- creating a txn (with a memo!) and approving w/ the passkey
as @w says: agents are human shaped.
cool to see splits "just work" for agents
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our @splits openclaw friend, Herbert, created and executed their first txn.
this included:
- accepting an invite (email) to join our team
- adding a passkey and verifying access
- creating a txn (with a memo!) and approving w/ the passkey
as @w says: agents are human shaped.
cool to see splits "just work" for agents...
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things are heating up
We built an agent that sells OpenRouter API keys (access to 200+ AI models) for USDC. No human in the loop. It earns money 24/7 on Base.
Now we're turning that into a market where any agent can do the same. → openagent.market
What it does:
• You find an agent → chat → pay → get result
• Your agent hires specialized
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big things have small beginnings...earn the right to grow by starting small
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Dedicated "automation" accounts, which execute logic when tokens are received.
In this case, 100% of income will be auto swapped to interest-earning USDC and deposited into my Treasury account.
Coming soon.
And yes, this is where "onchain banking" and the og splitter/money legos start to meet...
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Love this take - humility in the age of social media is scarce.
Luck matters more than we're comfortable admitting.
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For the europoor builders (solo or as a team) - @splits now has built in on/offramps for bank transfers.
Will also be part of the invoicing flow this week (ie customers can pay in fiat and you receive onchain).
teams.splits.org
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Hmm this is picking up - might declare bankruptcy and hope nobody legit messages me...w/out bulk deletion it's too time consuming to manage
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It's clear that capital formation will be baked into Splits in some fashion.
I'm not sure what that will look like, but my hunch is invoicing is actually our first small step, given those workflows are so similar...
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one of the biggest unlocks for me (as someone who replaced myself on the eng side a while ago) is the ability to run the fronend locally (ie nextjs) without needing to run the backend locally (docker etc).
lets me polish the FE to my hearts content without worrying about staying up to date with the machine room.
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Invoicing is a concrete example of how we design in prod.
We went from customer calls to prod in a few days. Once in prod, we ran two rounds of internal usage, feedback, and revision, in parallel with sharing with beta customers who had requested it. And the first customer-issued invoice has already gone out.
A good example of "designing in prod" from the last week:
we shipped a very rough v1 of invoicing to prod in a few days. Initially we were not super happy with it, but the point was to get the working code to prod, even if it needed some polish.
We got some feedback, tried it ourselves, and spent the next few days po
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Shipped a number of much-requested features:
1. Call any contract function directly (no need to connect to a block explorer)
2. View and claim @clanker fees directly
3. Send invoices to customers + track payments
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imo bridging is a weird crypto-insider concept.
lots of work for us to do here, but one step towards making this obsolete is letting you pay someone in any token on any network from any token on any network.
we keep ~all our usdc earning interest on base, and pay out in different tokens on different networks.
this l...
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What are the 10 year trends you're betting on, anon?
“If you base your strategy first and foremost on more transitory things — who your competitors are, what kind of technologies are available, and so on — those things are going to change so rapidly that you’re going to have to change your strategy very rapidly, too.”
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Sharing a few q's that have come in DMs:
What specific tools do we use for this?
Design is mostly in excalidraw these days - not using figma much at all. Haven't found a need for high fidelity mocks and excali is very fast so there's no need to maintain components outside of our FE. We rolled our own FE for the compo...
Some thoughts on how we @splits think about design, and how speed leads to quality (instead of being at odds with).
For us it's a combination of:
- Performant, polished component library (code not Figma)
- Component discipline (must ship MVP to prod w/out modifying or adding components)
- Heavy use of feature flags (w
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well said.
farcaster builders are high signal.
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Some thoughts on how we @splits think about design, and how speed leads to quality (instead of being at odds with).
For us it's a combination of:
- Performant, polished component library (code not Figma)
- Component discipline (must ship MVP to prod w/out modifying or adding components)
- Heavy use of feature flags (w...
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Revisiting this convo with @rish in light of last week's news.
Some wonderful nuggets in here, gives you a sense for how Neynar team thinks.
- Combine intuition with data
- Just do stuff - FAFO is real
- Always be asking: are we focused on the right thing?
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team formation - another win for farcaster
I'm excited to share that @kompreni and @niftytime.eth are joining @quotient as co-founders.
They previously built Farcaster apps like Tipn, and co-founded @Cent, best known for selling the NFT of Jack Dorsey's first tweet.
@kompreni will lead product and engineering. @niftytime.eth will lead partnerships and communi
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Ape/rture
@ape_rture
2mo
Crypto teams leveling up their onchain treasury management
Since it is core to a healthy operation, onchain management of assets becomes a topic for crypto teams. With more revenue onchain, tokens to be managed and stables sitting idle, good tooling becomes important for https://t.co/SUp2tEOLlg
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Excited to share that Neynar is acquiring Farcaster from Merkle.
This means we will now maintain the Farcaster protocol, run the Farcaster client and operate Clanker. As part of this change - @dish and part of the Clanker team will be joining Neynar.
@neynar is the software platform for the @farcaster ecosystem. A
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Quick reflection on 2025, what we shipped, and what we're thinking about going into 2026
A few highlights:
- US + EU bank transfers
- browser extension (use Splits accounts natively on other apps)
- payroll (including tax doc generation)
- yield w/out locking up funds
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a wise friend once made the analogy
ai : christianity :: crypto : buddhism
christianity = trust the institution
buddhism = verify through direct experience
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handling accounts with tons of balances is challenging - open blockchains, low costs, sophisticated spammers...
rn balances aren't returned by $ value (there is ~no sorting?), which means we need to do pricing + spam filtering on our end. which for thousands of tokens in batches of 100 is slow.
will get better soon
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Onwards
First Changelog for 2026 on @splits Teams is a big one!
1. We integrated US tax compliance with scheduled transactions. Teams can now run onchain payroll and issue the relevant tax forms for US-based recipients.
2. Multisend now supports CSV uploads. Simple change, but a big workflow win (I liked the multisend UX as
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this is cool - well done!
As we've been hard at work on @neynar's vibe coding studio over the past several months, a lot of work has gone on under the hood to make sure the apps we generate are beautiful by default.
That starts with a component library and design system that coding agents love. And they love '@neynar/ui'
https://github.com/n
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well said
some principles for building in crypto:
- underpromise, overdeliver
- better for market cap to lag product than vice versa
- buyback strategically, not automatically
- include caveats and context in public communications
- default to public communications vs. groups & DMs
- don't state things as fact which are not obj
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what are some good resources/write ups on *non-coding* ai workflows that folks are seeing? thinking more for product, growth, internal ops, etc.
i'm using ai a bunch for one-off things, but having a hard time integrating it into my day to day in a way that feels as meaningful as programmers
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a token is just a material, not the product itself.
wood isn't furniture, it's what you use to make furniture.
ideally you're using wood to build furniture people want to buy. that's the hard part.
Grain of salt, I've not successfully made a runner yet, but have been accumulating learnings through research and experience.
The coin is there to facilitate an experience and the app is the primary experience, which is also made up of socials, group chats, your primary users, etc.
The best examples I've seen general
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pretty good way to grab screenshots of only specific parts of a product w/out having to create a design in figma (ie you can pull _from_ the product for changelogs, etc)
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%7Cb-src%253A61Cd2rJZgRL.png%7Cb-pos%253A0%252C0%252C1910%252C1000%7Cpi-src%253A51cm59q%252B-BL.jpg%7Cpi-pos%253A1000%252C100%252C840%252C840.json)
you can automate token buybacks without writing any code (or fees).
5min walkthrough here. happy to help folks get this set up too, DMs open.
$EMERGE buybacks are live.
Google gave us $100K in compute credits. We are using it to subsidize costs by routing 50% of platform revenue + 20% of Clanker fees to buybacks until we hit $50K purchased.
Buyback pace scales with usage. Real alignment.
Track it live: https://basescan.org/address/0x04b64310a2c7F2901908d9
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Vesting and lockups are powerful tools for appcoin builders. You can now view and claim these streams directly from Splits.
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Chrome extension is live in the web store!
We recommend you install this if you're using Teams - lets you use your accounts (across any of your teams) elsewhere without relying on WalletConnect.
chromewebstore.google.com/detail/split...
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Mmm yeah, this opens the door to a ton of other features w/out compromising on the custody angle...big unlock.
Use your app to distribute tokens that are managed in your Splits accounts. This lets builders:
1) safely manage treasury/appcoins (as a team or solo)
2) automate distributions of tokens to users
3) view all txns in Splits (w/ memos, accounting, balances, etc)
Walkthrough here, instructions to follow.
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Use your app to distribute tokens that are managed in your Splits accounts. This lets builders:
1) safely manage treasury/appcoins (as a team or solo)
2) automate distributions of tokens to users
3) view all txns in Splits (w/ memos, accounting, balances, etc)
Walkthrough here, instructions to follow.
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Was talking w/ a dev about repaying a loan from Clanker fees post TGE, which reminded me of this @proxystudio post.
Turns out the tooling already exists - payment legos :)
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cmd+k and keyboard shortcuts are wicked fast - using them has quickly become second nature for me.
building anything is a combo of solving problems people know they have, and understanding what problems they have but don't realize.
new on @splits... command menu and keyboard shortcuts
our goal is to make operating with your team onchain lightning fast and frictionless. to that end, now you can take most actions in the app without using your mouse.
tap cmd+k in Teams (https://splits.org/teams) to try it, or DC me for help onboarding
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many of the biggest fc appcoins are using splits for their onchain ops.
lots more appcoin specific functionality rolling out over the next few weeks!
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