So you know how Capital One bought Discover a while ago? I had credit cards at both institutions, and I also had different email addresses and different phone numbers connected to each account. Signed in today to find that BOTH phone numbers are now selectable 2FA code receiving options for BOTH accounts. What’s more, both email addresses are now valid options for receiving email notifications for both accounts, and the one I used for Discover was automatically assigned as the “primary email” in my Capital One account on my behalf 😅 Mergers and acquisitions, man. So goofy. Also a good reminder that privacy is cooked when it comes to all things TradFi and custody of your personal information can and will change on a whim.

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Fingerprints inbound 🪞

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Just discovered Rove, a new miles earning and booking platform They allow you to book flights and hotels as well as earn via shopping (browser extension, similar to Rakuten). They also have a network of transfer partners (mostly small ones) that you can transfer your miles to. Poked around a bit, sleek website. I like how they also show deals in terms of ¢ per mile value. Will keep an eye on it. www.rovemiles.com/?signup&referralCode=5VYUD6SE

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New $795 Chase Sapphire Reserve We knew this change — which now makes it even more expensive than the Amex Platinum — was coming, here are the deets + my take: – no more 3x on all travel (time for Amex Green?) – new 4x on flights and hotels booked directly – $500 hotel portal credit (hard to use?) – $300 OpenTable credit (decent) – $300 DoorDash credit (nice) – $300 Stubhub credit (maybe useful?) – more benefits if you spend $75k annually (hard) – new Points Boost thing is kinda confusing – $300 travel credit, Global Entry, Priority Pass unchanged Overall probably a negative change for me but can still justify keeping the card based on the travel and DoorDash credit + probably some combo of OpenTable and Stubhub + earning on hotels What do you think? Would you get this new card? Will you be keeping it if you're already a cardholder?

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Reward redemptions for airlines and hotels for this summer are the most open I have seen them since pre-Covid.

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https://warpcast.com/adamhurwitz.eth/0x2c98d8b8

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🦄 UNICORN FARE ALERT 🦄 Emirates First Class (with shower and bar onboard!) for 2 from JFK to Milan on the A380 for 102k miles each way in January 2026 Book via Emirates or Qantas ASAP

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PSA: don’t forget to use your Amex Platinum $50 Saks credit (and any other quarterly or annual credits) by midnight tonight!

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Waiting for Amex to link my ANA account and then waiting for the points to transfer over and hoping that the availability doesn’t disappear in the meantime 🤞🏻

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Mid euro credit card system cope

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5% cashback on all purchases is a sweet deal, seems to be a short-term incentive but would still definitely jump on this if I was in Europe Excited to see more providers experiment with credit card-like rewards to incentivize onchain consumer spending

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Anyone here use Bilt to pay their rent? If so, how has it been? If not but you’ve looked into it, why’d you decide against?

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🦄 UNICORN FARE ALERT 🦄 First Class for the same price as Business in Qatar Qsuites Fly direct to Doha and connect onward to Bangkok, Maldives, Perth, and SE Asia from 85k Qatar Avios, best availability May-June '25 Transfer from Amex or Citi to Qatar or from Bilt, Cap One, Chase, or Wells to British Airways

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Rip today to the curve mastercard, imo the greatest advancement in consumer fintech since Bilt conned Wells Fargo into giving everybody 1% back on rent til 2029. i will always love you

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Pray for me, my Amex platinum renews tomorrow and I have no retention offer, lol/24 😩😂😂😂😂

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