Wealth is increasingly held by those who already have it.

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Bubble?

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Dollar bearishness to mean-revert?

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Smaller >

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bump

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0.002% early

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Slowly, then suddenly

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Got to be one of my favourite charts. - Equilibrium - Big shock - Completely new equilibrium for no reason, except for Overton Window jumping And now there are articles about return to office workers complaining about commutes and parking! Status quo is a powerful thing, but everyone will forget it in 12 months

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Over 11% of US credit card balances are now over 90 days delinquent Highest since 2012

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the puritans vs the agglomerators

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2013-> house prices. 1/ UK underperforming the west, 2/ Asia rekt, 3/ spot the tax haven (🇮🇪!)

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https://thehustle.co/originals/the-million-dollar-mystery-of-milk.com

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This map illustrates the portion of US counties where over 25% of total income comes from government aid, 1970-2022. Government aid accounts for 18% of household income. In 1970, it was 2%. Real wages have been essentially flat for half a century, whilst healthcare cost has quintupled. Self-reliance is collapsing.

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