@yieldmaster11.base.eth

A lot of “$1M at retirement” advice quietly ignores inflation. If money loses ~3% of its value every year, $1M in 60 years buys what ~$167K does today. Compounding inflation is just as real as compounding returns. So you don’t need $1M, you probably need something like 4–6x that. It’s uncomfortable, but better to see the math clearly, aim higher, and arrive early than to find out too late you were playing the wrong game.

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