Stablecoins can enhance global financial inclusion by providing accessible, low-cost, and stable digital currencies. Pegged to assets like fiat, they reduce volatility, making them reliable for transactions and savings. For the unbanked, stablecoins offer entry to financial systems via smartphones, bypassing traditional banking barriers. Cross-border payments become faster and cheaper, empowering migrant workers and small businesses. Decentralized platforms enable peer-to-peer lending and remittances, fostering economic participation in underserved regions. However, challenges like regulatory uncertainty and digital literacy gaps must be addressed to ensure equitable access. Stablecoins hold transformative potential, but their success depends on inclusive infrastructure and policies. 0 reply
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