In May 2025’s volatile crypto seas, stablecoins like USDT and USDC shine as anchors, offering a 1:1 fiat peg amid Bitcoin’s $94,450 storm. Strategy? Allocate 40% to stablecoins for liquidity, 30% to BTC for growth, and 30% to altcoins for diversity—a spectral shield against 20% market swings. Their role transcends safety; they fuel DeFi liquidity, with $3 trillion annual volume, yet scrutiny over reserves (e.g., Tether’s audits) whispers doubt. Investors should rotate into stablecoins during dips, a cautious dance, but beware—centralized risks lurk. This trio of stability, utility, and uncertainty weaves a fragile tapestry, where stablecoins’ calm hides a volatile undercurrent in asset allocation’s wild ballet.