Consumer Crypto

might be a silly question, but are there any wallets (multisig preferred) that i can use to pay via NFC on my phone?

Cash account with debit card and personal IBAN that you control from any self-custody wallet you own.

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It's Single Sig only, but you can add a MetaMask debit card to Google Pay or Apple Pay an pay via NFC.

Not a silly question at all, it's a good one, and surprisingly underdeveloped in crypto right now.
There are no widely used wallets that support multisig and NFC payments directly, but if WalletConnect or other protocols bridge to NFC in the future, then multisig + NFC might be a reality.