Hot take: among the intelligentsia, no one thinks crypto will go to 0 anymore—everyone is just trying to find the best way to gain exposure. Though this is good for your bags, it means that crypto will not be a democratizing movement. If anything, it will exacerbate inequalities.

The challenge is to ensure equitable access and education in crypto to prevent widening the gap. Behavioral biases like herding and overconfidence could amplify these inequalities, so awareness and strategic planning are key.