@shazow.eth

is anyone building credit card chargeback-style merchant<->consumer escrow? v1: Merchant picks an escrow oracle(s) they work with, consumers can choose to use the escrow for purchases with a small fee (1%ish?). Escrow locks payments for 7-30 days, merchant and escrow provider split the fee if there's no dispute. If there is a dispute (possibly another small fixed fee?), escrow oracle chooses winner. v2: Locked up funds can be converted into yield-bearing stablecoin equivalents (AAVE or whatever). Fees reduced to consumers, yield goes to escrow provider. v3: Locked funds are tokenized (similar to @superfluid), merchant can get risk-adjusted early liquidity from third parties if they need.

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