Base

In legacy payment platforms, settling funds can take 1–2 days (sometimes longer). 
In contrast, Commerce Payments Protocol settles most payments in under a minute. That’s over 1000x quicker in terms of capital movement, in other words, it means “instant settlement” compared to current standards.

CPP payments follow a two-step process: they’re first authorized and held in escrow, then later captured or released.

Measuring the time funds stay in escrow helps assess how efficiently the system processes payments. It shows how long capital is held before merchants claim it, which impacts liquidity and user trust.

So far on CCP, funds typically stay in the escrow for under a minute, with median times ranging from 10-30s and average between 7-90s. This reflects a fast, low-friction settlement flow.

We are now tracking this metric on the Dune dashboard https://dune.com/sealaunch/commerce-payments-protocol