Stablecoins, digital currencies pegged to stable assets like fiat, offer a compelling solution for inter-enterprise payment settlements. Their value stability minimizes volatility risks, unlike traditional cryptocurrencies, ensuring predictable transaction outcomes. Blockchain-based stablecoins enable near-instantaneous cross-border transfers, reducing delays and costs associated with conventional banking systems. Smart contracts automate settlements, enhancing efficiency and transparency while minimizing errors and disputes. Moreover, stablecoins provide accessibility to global markets without the need for intermediaries, lowering transaction fees. However, regulatory uncertainty and compliance requirements, such as anti-money laundering (AML) and know-your-customer (KYC) protocols, pose challenges. Enterprises must also consider liquidity and counterparty risks. With proper infrastructure and regulatory clarity, stablecoins can revolutionize B2B payments, offering speed, cost-efficiency, and reliability.