Introducing OnFlow Finance.

Financing real businesses through fixed yield on-chain deals backed by performance.
Growth becomes liquid, accessible, and open to anyone.

🧵👇

2/ Problem
Finance isn’t broken. It’s just stuck in the past.
Millions of high-potential companies are held back by intermediaries, slow processes, and credit models built for the 80s.
SMEs create 70% of jobs, but face a $5T global credit gap.
Growth deserves faster capital

P2P marketplace built on @base. 
Capital with Impact. Yield with Direction.

3/
OnFlow lets revenue-generating businesses raise funding through on-chain vaults, enabling investors to earn from real-world returns.

No intermediaries, just structured on-chain finance that works.

4/ How it Works
OnFlow vaults represent credit deals, a structured funding pool where the company commits to a repayment schedule upfront.
Investors earn through real cash flows and the business’s growth.

5/ Why This Matters
This isn’t yield farming. It’s growth financing. Real capital. Real returns. Real-world impact.
This is what stablecoins, DeFi, and tokenization were meant to enable: accessible, transparent financial systems.

6/Investors
DeFi investors chase unsustainable yield with no connection to real activity. P2P lenders are stuck with a lack of liquidity, transparency and diversity.
OnFlow connects P2P lenders and DeFi investors for their preferred fixed yield.
DeFi finally feels like investing.

7/ Businesses
We evaluate your operating and financial data to generate deal terms within 24 hours.
You can launch your funding campaign, stay in control, and raise without delays.

8/OnFlow Tranches
OnFlow uses tranching to create layered investment profiles within each credit vault.
TradFi hides risk in spreadsheets. We structure it transparently and on-chain.
There’s no magic fix for default risk, but there is a better way to structure it.

10/ What’s Coming
We’re just getting started. Building on @base Batches.
Join the early-alpha
Reserve your spot in the early alpha at http://onflow.finance
Early users. Early capital. Early access.
Use code ONFLOW to get in — limited spots available.

9/ OnFlow Deal Intelligence
We reduced weeks of underwriting, negotiation, and credit review into a single workflow.
Borrowers spend 10 minutes uploading core business data and complete a verified onboarding. From there, OnFlow’s AI and third-party risk engines evaluate the company and structure a deal, with terms delivered in under 24 hours.
It’s not just faster. It’s fundamentally more intelligent.