Platforms like Stripe demonstrate the immense potential of being an invisible technology provider. They’ve achieved it by taking Visa’s business model and simplifying it with fixed 3% fees and by integrating world-class application programming interfaces under the hood. The outcome has been extraordinary, turning Stripe into one of the most successful business-to-business-to-consumer (B2B2C) fintech firms in history, reaching over $1 trillion in volume — around 1% of global gross domestic product.