fluidkey

This week we’re highlighting maple.finance

Maple is bringing institutional lending onchain and seeing explosive growth: AUM grew by 10x this year, reaching $4b

More below!

Today, typical DeFi lending protocols often don’t meet the needs of large institutions 

Institutions want yield and borrowing opportunities that fit with their operations and compliance requirements

Maple is bridging this gap

In practice, this means:

- Permissioned lending pools to ensure counterparties meet institutional requirements
- Collateral is held by regulated custodians in its unwrapped form (for instance BTC instead of wBTC)
- Offchain legal agreements protecting lenders

Additionally, Maple’s SYRUP token ensures the value of the protocol flows back to participants onchain

Staked SYRUP earns rewards from buybacks equalling 25% of protocol revenue, while the remainder of the funds is used to fund Maple’s operations and growth

By doing so, Maple unlocks:

- Yield from institutions accessible through DeFi protocols like @morpho and @pendle-fi 
- Scalable, compliant capital for institutions

So how is Maple still tapping into the power of DeFi?

Its syrupUSDC yield bearing stable is the key: it lets onchain users earn yield from borrowing institutions