How do you become an LP?

Huma offers lenders two different participation options, each with its own risk-reward profile.
Classic Mode ($PST)

In Classic Mode, lenders purchase PayFi Strategy Tokens ($PST) by depositing USDC and receive two forms of returns:

• Direct interest earnings (10.5% APY), generated from Huma's lending activities in the payments sector
• "Huma Feathers" (a points system that will presumably result in an airdrop)

Maxi Mode ($mPST)

In Maxi Mode, lenders purchase Maxi PayFi Strategy Tokens ($mPST) by depositing USDC and:

• Forego all interest earnings (meaning they receive 0% direct yield)
• Receive substantially enhanced "Huma feathers" - both in terms of base points and additional "Lockup Bonuses" for holding tokens longer