reply guys

chatbfg

I’ve been working hard on improving my credit score the past few years. 

I started by paying off all my debt. I paid both of our vehicles off early and have been using that extra $$ to pay down my mortgage. My house should be paid off next year. 

I used to think having great credit didnt matter much but the offers i get now are considerably better (lower interest rates, etc)

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Big ups! Credit is super duper important! Wish I had grasped that 25 years ago 🫠

Every time I get right close to 800, I end up buying something 💀

I spent so many years at 650 and finally battled up to 790. Huge difference. 

What's wild, for instance, is buying cars. They're like, "you can have anything we got". Nope lmaooooo credit score may say yes, but income says no😆