@StaniKulechov When a rich person wants to borrow hundreds of millions against their river in brazil stock they get a great rate.

When your city wants to borrow to build a new school or hospital or metro line they get an okay rate.

When a normal working person wants to borrow to buy a home

@CupOJoseph Yes this is about to change especially when Aave brings undercollateralized lending onchain.

Stani.eth

3jane wen

https://x.com/stanikulechov/status/1944447648607416456?s=46&t=LUwp6CEG8bj71wefilcCmQ