Churning

New $795 Chase Sapphire Reserve

We knew this change — which now makes it even more expensive than the Amex Platinum — was coming, here are the deets + my take:

– no more 3x on all travel (time for Amex Green?)
– new 4x on flights and hotels booked directly
– $500 hotel portal credit (hard to use?)
– $300 OpenTable credit (decent)
– $300 DoorDash credit (nice)
– $300 Stubhub credit (maybe useful?)
– more benefits if you spend $75k annually (hard)
– new Points Boost thing is kinda confusing
– $300 travel credit, Global Entry, Priority Pass unchanged

Overall probably a negative change for me but can still justify keeping the card based on the travel and DoorDash credit + probably some combo of OpenTable and Stubhub + earning on hotels

What do you think? Would you get this new card? Will you be keeping it if you're already a cardholder?

/new-york 🗽 • /untzuntz 😈 • /tastebuds 🍕 Fan of eating tacos and bringing people together, often at the same time 🌮

you probably don’t think about liquidity enough // it is what it is  // build value, not valuation

Ah - yeah I stopped fighting the category optimization and just decided if the $75k perk is worth it (I have a different card with same spend requirement). 

Really I just reduced to that one card

I think it's just generally not worth it to spend that much on one card for the benefits you get since you likely wouldn't be optimizing the different categories from other cards then