@kenny
respect to the people building this but I just don't see it
you need $0 for ChatGPT to be a good product for you
if I'm seeing this correctly, the projections in @niko's tweet are based on depositing $6k and letting it sit for 30 years
pretty sure that's around the median US savings balance
the problem for most people is they don't have that type of money lying around, not that they're missing out on 7% APY