Crypto winning is not cashing out to fiat.

"Lock in the profits. Take the chips from the casino and send fiat to your bank.

Otherwise, stablecoins are too readily available to go back into the market." Seeing more posts like this.

Yet, true crypto industry win is never leaving the onchain world.

Spend stablecoins on real-world items, earn DeFi yield or invest in tokenized TradFi funds & private equity, and diversify with tokenized S&P 500 or gold.

Boomers will go onchain while crypto natives return to fiat banks?

Nope.

Banks that offer abysmal yields, terrible app UI, and the risk of having your fiat frozen due to crypto source funds.

Sure, current onchain RWAs are too new, not battle tested, liquidity onchain too low.

But things move fast.

Onchain allows you to earn yield on your entire portfolio, use it as collateral to borrow, and access your assets globally, all while maintaining self-custody.

Banks can either adopt crypto or go bust.

Aerodrome (Base), Veoldrome (Ink), Aave, DAI, Compound, etc. There are lots of projects to earn yield over your coins and the UX is pretty good.

It looks difficult and it require to spend some time educating to use these products but it is worth it.

Next: projects like xStocks etc.