If you’ve ever tried onboarding to Robinhood, Coinbase or your choice of neobank, you were more than likely met with a buttery smooth ACH or debit card onramp experience. 

Onramp UX can be broken down into 3 components: Fees, Onramp Failure Rate, and Speed. Most CEX onramps are virtually free, maintain low failure rates and make funds instantly accessible on platform, delivering a near perfect UX. Even further, fintechs and CEXs are running aggressive onboarding campaigns incentivizing users to deposit as much as possible.