The Web3 "ownership economy" promises decentralized wealth but amplifies resource inequality. Its economic model, rooted in tokenization and blockchain, incentivizes early adopters and large stakeholders, creating concentrated wealth pools. Speculative token markets favor those with capital to invest, while high entry costs—gas fees, hardware, or staking requirements—exclude the less affluent. NFTs and digital assets, touted as democratizing ownership, often enrich creators and platforms over users. Data shows 1% of crypto wallets hold over 80% of Bitcoin, mirroring traditional wealth gaps. Without equitable distribution mechanisms, Web3 risks entrenching economic disparities under a veneer of decentralization, rewarding the already advantaged while marginalizing others. True inclusivity demands rethinking incentives to prioritize broad access over elite accumulation.