Stablecoins can serve as effective safe-haven assets in global investment portfolios due to their price stability, often pegged to assets like the USD or gold. Unlike volatile cryptocurrencies, they offer predictability, making them a hedge against market turbulence. Their low correlation with traditional assets like stocks or bonds enhances diversification, reducing portfolio risk. Fast transaction speeds and low costs facilitate quick reallocations during crises. However, risks like regulatory uncertainty, counterparty risk, and potential depegging events require careful evaluation. Selecting stablecoins with transparent reserves and strong backing is crucial for reliability. In summary, stablecoins can be valuable for risk-averse investors, but due diligence is essential.