Churning

New $795 Chase Sapphire Reserve

We knew this change — which now makes it even more expensive than the Amex Platinum — was coming, here are the deets + my take:

– no more 3x on all travel (time for Amex Green?)
– new 4x on flights and hotels booked directly
– $500 hotel portal credit (hard to use?)
– $300 OpenTable credit (decent)
– $300 DoorDash credit (nice)
– $300 Stubhub credit (maybe useful?)
– more benefits if you spend $75k annually (hard)
– new Points Boost thing is kinda confusing
– $300 travel credit, Global Entry, Priority Pass unchanged

Overall probably a negative change for me but can still justify keeping the card based on the travel and DoorDash credit + probably some combo of OpenTable and Stubhub + earning on hotels

What do you think? Would you get this new card? Will you be keeping it if you're already a cardholder?

/new-york 🗽 • /untzuntz 😈 • /tastebuds 🍕 Fan of eating tacos and bringing people together, often at the same time 🌮

The old travel credit that automatically applied to the statement was much more customer friendly than requiring use of a specific site/platform. Friction = less people will use = less value

Coinbase 4% cashback to BTC looking more appealing with these card nerfs

onchain: IRL NFT Art with /bright-moments | off chain: baking or consuming sourdough

Good missed that line. That is guaranteed usage.