Stablecoins, pegged to assets like USD, offer price stability, making them a potential foundation for daily payment systems. They enable fast, low-cost low-cost transactions with minimal volatility compared to cryptocurrencies like Bitcoin. Their blockchain-based nature supports global reach, transparency, and efficiency, ideal for digital payments. However, challenges remain: regulatory uncertainty, scalability limitations, and reliance on centralized issuers raise concerns about long-term reliability. Widespread adoption also depends on user-friendly interfaces and trust in the peg's stability. While promising, stablecoins need robust infrastructure to fully serve as a dependable base currency.