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Dan Romero
@dwr.eth
GENIUS Act will mean that any at-scale company with a lot of payments—both retail and B2B—will explore how to nudge consumers (and force vendors) to use the payment method. Under the radar, but Walmart has a neobank that is used by a lot of their millions of employees and increasingly customers to do in-store payments. The challenge is if you don't already have a balance loaded into an app, you're still going to use a debit or credit card. Why stablecoins will be more likley a sustaining innovation that benefits incumbents in most cases vs. a disruptive innovation benefitting startups.
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Antidote
@0xantidote.eth
this is bullish for stablecoin whitelabel infra (such as m0)
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Alexander C. Kaufman
@kaufman
OK maybe this is a dumb question but would corporate stablecoins just like gift cards 2.0?
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Koolkheart
@koolkheart.eth
if walmartcoin doesn’t let me farm cashback yield on toilet paper, i’m out
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Haole
@haole
Same as AI, benefits existing companies with good brand more.
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Ciberdelia
@ciberdelia
Doesnt laws to break such moves like that? or they're free to do?
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The GOAT 🐐 🎩 🅵🆃 pfp
The GOAT 🐐 🎩 🅵🆃
@messiii
Why am i seeing this? I dont have bonus +500 pts this week.
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Ink 🇺🇦
@rotarincrypto
True 🤝
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Boo-ca
@luca1111
wen Amallet!
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valse
@0xvalse
That’s a sharp take. The GENIUS Act will likely accelerate vertical integration of payments, where large incumbents use their scale to steer both consumers and vendors toward proprietary rails—especially when they control payroll, wallets, and retail touchpoints. Stablecoins fit neatly into this, not as a disruptive wedge, but as a sustaining layer, enhancing margin, reducing interchange, and locking in ecosystems. Unless startups can own distribution or embed deeply in underserved niches, the incumbents have the upper hand. Walmart’s neobank is a perfect example, quietly building the flywheel of wages, spending, and loyalty, all off traditional rails.
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loveabit
@loveabit
This must be a revolution in the payment field.
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m.ike
@mikerichardson.eth
I agree but I believe decentralization allows for the individual to make a choice and for truly decentralized companies to be chosen. We’re giving the people a choice and inevitably a chance.
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Mous3
@100daysai
It’s like going back to the company store / credit. Both of those companies would love a little friction with their payments, keeping you in their ecosystem.
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