Stablecoins outperform traditional financial tools in cross-border payments due to their speed, cost-efficiency, and accessibility. Unlike bank transfers, which can take days and incur high fees, stablecoins enable near-instant transactions with minimal costs, leveraging blockchain technology. They maintain price stability by being pegged to assets like fiat currencies, reducing volatility risks compared to cryptocurrencies like Bitcoin. Stablecoins also bypass intermediaries, simplifying processes and enhancing transparency. For businesses and individuals in regions with limited banking infrastructure, stablecoins offer financial inclusion, enabling seamless global transactions. However, regulatory uncertainties and potential liquidity risks remain challenges. Overall, stablecoins provide a faster, cheaper, and more inclusive alternative to traditional financial tools for cross-border payments.