When algorithms governing financial platforms misjudge and permanently freeze user assets, ethical questions arise. Who bears responsibility for the harm caused by automated decisions? Developers must ensure algorithms are transparent, fair, and accountable, minimizing false positives that devastate users’ livelihoods. Ethical responsibility lies in rigorous testing, clear appeal processes, and human oversight to correct errors. Freezing assets without due process violates trust and justice, disproportionately affecting vulnerable users. Companies must prioritize ethical design, ensuring algorithms align with human rights and provide recourse for misjudgments. Failure to address these issues risks systemic harm and erodes public trust in digital governance. Accountability demands proactive measures to prevent and rectify unjust asset freezes caused by flawed algorithmic decisions.