@androidsixteen.eth

I think you're moving the goalposts I agree with you that it's been 90% scams, 5% infra buildout, and 5% improvement to dollar access in the 3rd world Point is that the 90% scams acts a inscrutability shield against the entrenched players -- it's a far greater existential risk that the tech gets eaten and the circumstances stay the same re: financial access. Much better to chew a lot of glass for 20-30-40 years and tolerate the scammers, opportunists, etc. in the hope that something changes

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