Crypto consumer apps are finally solving real problems, not just fuelling speculation.

OnchainHQ latest research shows crypto payments are now the most adopted use case, outpacing NFTs, gaming, and DeFi.

Whats really interesting is that finance is not being reinvented but actually reprogrammed. Web3 fintech isn’t about UX on old rails but rather a new logic layer where the infrastructure is the product.

Yield-bearing balances, programmable spending, and composable DeFi are the primitives.

Neobanks for instance made TradFi feel modern. Web3 makes it modular, programmable, and borderless.

Crypto consumer apps are finally solving real problems, not just fuelling speculation.

OnchainHQ latest research shows crypto payments are now the most adopted use case, outpacing NFTs, gaming, and DeFi.

Whats really interesting is that finance is not being reinvented but actually reprogrammed. Web3 fintech isn’t about UX on old rails but rather a new logic layer where the infrastructure is the product.

Yield-bearing balances, programmable spending, and composable DeFi are the primitives.

Neobanks for instance made TradFi feel modern. Web3 makes it modular, programmable, and borderless.

https://onchain.org/research/crypto-apps-for-consumers-are-here-to-stay/chapter/2/