Stablecoins can bridge the payment gap for the unbanked in traditional finance. Pegged to assets like fiat, they offer price stability, unlike volatile cryptocurrencies. With just a smartphone and internet, the unbanked can access digital wallets, enabling low-cost, instant cross-border payments without bank accounts. Blockchain ensures transparency and security, bypassing intermediaries that often exclude underserved populations. In regions with limited banking infrastructure, stablecoins empower financial inclusion, supporting small businesses and remittances. However, challenges like regulatory uncertainty, digital literacy, and internet access must be addressed to fully realize their potential.