Omar
@dromar.eth
Most coverage focused on Medicaid cuts for BBB, but little mention of the HSA changes which are interesting and worth knowing: • Permanent $0 Pre-Deductible Telehealth: Your plan can cover virtual visits first, without messing up your HSA status. (before if plan paid for this, would make you ineligible for HSA) • More Plan Options: All ACA Bronze & Catastrophic plans become HSA-compatible in 2026. • Biggest one IMO: Direct Primary Care: DPC memberships (up to $150/$300 mo.) become HSA-eligible in 2026. Also had a fitness usage ($500) that got cut on the last draft. What this means (personal take), we're in the beginning stage of government offloading most care and it'll likely take shape with the HSA. I love HSAs, I contribute heavily and have had a HDP for the last 10 years. Biggest benefit of HSA is two-fold, pre-tax contribution and you can invest that into the market. Also 'longevity' space may see more value moving there as some of those are HSA eligible. Cash based care will be more and more incentivized and we're seeing a healthcare system take shape where catastrophic events have insurance while preventative and chronic care becomes cash based. I'm not the biggest fan of this for lower tiers as it puts heavy pressure on them financially (especially for chronic diseases they cant control and not their fault...think MS, ALS, Type 1 Diabetes, autoimmune disease).
3 replies
0 recast
6 reactions
0xOmen
@0x-omen.eth
Thanks for the info. 100 $TIPN
0 reply
0 recast
1 reaction
