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Thailand approved three groups to set up virtual banks. This boosts financial innovation, expands access, and increases competition. The approved consortia include Krung Thai Bank, telecom giant AIS, and SCB X with partners. Five applied, but three were chosen after strict checks. They were picked for their skills, digital models, and ability to serve underserved groups. The goal is to improve banking for retail and small businesses, especially the unbanked.
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