@ziroxflem
According to the latest regulations in 2025, the supervision standards for large transfers on WeChat and Alipay are as follows:
### **WeChat Transfer Large Supervision Standards**
1. **Daily cumulative receipts exceed 50,000 yuan**: Will be automatically reported to the central bank's anti-money laundering system.
2. **Annual private account receipts exceed 500,000 yuan**: May trigger tax or anti-money laundering investigations.
3. **High-frequency trading**: An average of more than 20 transactions per month and a cumulative amount exceeding 100,000 yuan will be marked as a “suspicious account.”
4. **Large transfers at night (22:00-7:00)**: Exceeding 5,000 yuan may be delayed in arrival, and exceeding 60,000 yuan in a single day requires facial recognition.
5. **Cross-border transfers**: Single transaction exceeding 200,000 yuan overseas or exceeding 500,000 yuan domestically will be closely monitored.
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