@tr4verse14
Crypto lending has exploded beyond traditional finance. DeFi giants like Aave, Compound, and MakerDAO offer instant, permissionless borrowing and lending, while centralized services such as BlockFi or Celsius still attract users with higher rates. Yet smart‑contract bugs, oracle failures, and liquidation spikes can wipe out collateral. Diversifying platforms, understanding collateral ratios, and regulatory changes turns risk into steady yield.