@tr4verse1
Stuck with idle crypto? DeFi lending turns your holdings into yield, while borrowing lets you access liquidity without selling. Protocols use smart contracts to lock collateral, set dynamic rates, and unlock instant liquidity. You can earn up to 20% APY on stablecoins, or borrow against your NFTs. But remember impermanent loss, smart‑contract risk, and regulatory uncertainty. Explore before you dive.