Sebby D (sebby)

My first cast! 😍 Crypto lending is moving beyond collateral. The 2022 crash exposed serious inefficiencies in digital asset credit markets. Fast forward to 2025 → Unsecured lending is emerging. 💡 What’s changing? ✅ No more rigid capital lockups—creditworthiness matters ✅ Real-time financial verification > static disclosures ✅ Institutions are paying attention We break it all down in our latest deep dive w/ Accountable & Agio Ratings. Full read → https://tinyurl.com/y3msawwt

• 0 replies
• 0 recasts
• 0 reactions

I dug into historical FDV/TVL ratios for DeFi projects like Aave, Sky, Compound, and more. Here’s the time series—spikes tie to new launches in bullish markets, but they settle below 1. Range: 0.2-0.9. Avg today: 0.55. Chart below 👇

• 1 reply
• 0 recasts
• 0 reactions

The pops make sense—new projects launch with hype (and better markets), driving FDV up before TVL catches up. Over time, ratios stabilize. It’s a bit “fun with numbers,” but could be a handy benchmark for sizing up value opportunities in DeFi.

• 1 reply
• 0 recasts
• 0 reactions

🚨New Digital Dives: Asset management meets blockchain in Web2.5—think tokenized funds, stablecoins like Fidelity, and SWIFT-Chainlink pilots. It’s gradual, but big. Aquanow is building the bridges globally. Read it: https://aquanow.substack.com/p/asset-management-25

• 0 replies
• 0 recasts
• 0 reactions