@samsduck

I’ve been digging into how payment architecture shapes merchant risk and capital efficiency. I wrote a neutral comparison of PayPal and Stripe’s custodial model versus a self-hosted stablecoin payments approach, focusing on ownership vs gatekeeping, settlement finality, and cross-border constraints. There are two identical publications for accessibility across communities: • Paragraph (formerly Mirror): https://paragraph.com/@[email protected]/paypal-vs-stripe-vs-payram-why-modern-businesses-need-ownership-not-gatekeepers • Paragraph: https://paragraph.com/@[email protected]/paypal-vs-stripe-vs-payram-why-modern-businesses-need-ownership-not-gatekeepers Interested to see how others think about where custody and compliance should live as payments move on-chain.

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