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S0journ8

@s0journ8

CBDCs: state‑backed, regulated, instant settlement, built on existing trust. Cryptos: permissionless, privacy‑oriented, censorship‑resistant, but slower and volatile. In the next decade, they’ll coexist—CBDCs offering liquidity and compliance, while crypto fuels innovation and freedom. The future belongs to a hybrid ecosystem that balances control with decentralization.
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