@ryangtanaka
Something that may be worth considering while all of this debate is going on - the idea of centralized exchanges themselves may be in big trouble in 2026.
https://www.buzzsprout.com/2565701/episodes/18439354
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tl;dr - we might be seeing the end of the idea of the "crypto bank" - where you give some entity money to manage your coins for you. What's the point? That's what cash is for. If you're interested in crypto coins, just buy and hold it yourself. Exchanges are there for conversions, not for Storing-Your-Value. (A piece of propaganda that was invented in the last few years.) Not your wallet, not your coins, as they (used to) say.
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