@reginatimothy
Crypto's role in cross-border payments and remittances has surged in 2025: Stablecoins handle $20-30B daily, capturing 3% of $200T market, slashing fees by up to 80% and enabling seconds-fast transfers.
Ripple challenges SWIFT, Circle launches USDC network for remittances/payroll.
GENIUS Act boosts adoption; 650M users drive growth.
Challenges: Regulation, volatility persist, but CBDCs loom.